Bmo Mastercard World Elite Cardholder Agreement

3x Miles: BMO AIR MILES cardholders will receive 3 AIR MILES reward miles for every $25 for purchases made from participating AIR Miles partners. AIR MILES participating partners can be added or removed at any time without notice, visit airmiles.ca/3xmiles for partner details. Miles will be calculated based on all eligible cumulative purchases made from all partners participating in AIR MILES and credited to your account within 90 days of the end of the corresponding billing period. The number of miles collected is rounded to the nearest whole number. Fractions of miles will not be allocated. Eligible purchases are purchases that are debited to your credit card account (minus cash refunds and advances, cash transactions, interest charges, fees and credit or debit adjustments). The “3x the Miles” benefit is available for eligible purchases and can be withdrawn or modified at any time without notice. The “3x the Miles” benefit applies to BMO credit card products with no annual fee: BMO Air Miles Mastercard, BMO AIR MILES Mastercard, BMO Sobeys AIR MILES Mastercard, BMO Shell AIR MILES Mastercard and BMO Affinity Air Miles Mastercard. This benefit does not apply to BMO AIR MILES Mastercard that is not listed above. BMO AIR MILES World Elite Mastercard Applications must be submitted between April 1, 2019 and until October 31, 2021 (the “offer period”) for subsequent bonus miles and annual non-payment offers (each “offer” and “offer”): AIR MILES Bonusmiles Offer: Receive 1,000 bonus miles after the first purchase with your credit card. Bonus miles are credited to the main credit card holder`s AIR MILES Collector account within forty-five days of purchase.

Get 2,000 bonus miles if you spend at least $3,000 (minus cash refunds and no cash advances, cash transactions, interest charges, fees, credit or debit adjustments) for credit card purchases within the first three (3) months after open credit card day. The additional bonus miles are credited to the main credit card holder`s collection account within 60 business days of $3,000, which is favourable to the imputation. All bonus miles will be credited at the time of booking, in accordance with balance preferences (between AIR MILES Cash and AIR MILES Dream credits). The AIR MILES bonus mile offer is subject to the terms and conditions of the AIR MILES bonus program. Limit an offer of AIR MILES bonus miles per collector number. Annual tax waiver offer: The principal cardholder`s annual tax of $120 is waived for the first year. After the first year, the annual fee appears twelve (12) months after the day the credit card is opened on your credit card statement. The annual waiver offer does not apply to the annual fee for the additional card. These offers may change or be withdrawn without notice. Existing BMO AIR Miles World Elite Mastercard customers who cancel their card during the “offer period” and existing BMO Mastercard customers who switch to this credit card product during the “offer period” are not eligible. If the credit card is cancelled within 90 days of the opening date, all miles collected during that period will be cancelled.

BMO CashBack Mastercard applications must be received between May 1, 2020 and October 31, 2021 to receive the 5% welcome cash back offer. You will be reimbursed for every dollar spent (minus cash refunds and advances, cash transactions, interest charges, Taxes, credit or debit adjustments) as follows: Food purchases: You will receive 3% cash on eligible food products Purchases (classified by Mastercards “Merchant Category Code” as “supermarkets” MCC 5411) up to a maximum of $500 per billing cycle and 2% more for the first three (3) billing cycles up to a maximum of $500.